| Indian Railway Finance Corporation Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543257 |
NSE Symbol : IRFC |
P/E(TTM) : 14.24 |
|
ISIN Demat : INE053F01010 |
Div & Yield% : 2.62 |
EPS(TTM) : 5.64 |
|
Book Value(₹) : 46.35 |
Market Cap(₹Cr) : 104,940.10 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 7,866.41 | 8,242.03 | 7,336.05 | 6,657.36 | 6,371.89 | 6,901.07 |
| Other Operating Income | 0.00 | 19.08 | 0.00 | 4.01 | 0.00 | 14.31 |
| Other Income | 58.05 | 130.23 | -7.37 | 57.86 | 0.02 | 2.86 |
| Total Income | 7,924.46 | 8,391.34 | 7,328.68 | 6,719.23 | 6,371.91 | 6,918.24 |
| Interest | 5,917.08 | 6,421.04 | 5,524.43 | 4,812.02 | 4,544.42 | 5,124.39 |
| Employee Expenses | 7.25 | 5.07 | 6.71 | 5.29 | 5.58 | 3.70 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 40.02 | 37.96 | 56.52 | 39.16 | 39.56 | 37.03 |
| TOTAL OPERATING EXPENDITURE | 5,964.35 | 6,464.07 | 5,587.66 | 4,856.47 | 4,589.56 | 5,165.12 |
| Operating Profit Before Prov. & Cont. | 1,960.11 | 1,927.27 | 1,741.02 | 1,862.76 | 1,782.35 | 1,753.12 |
| Provisions & Write Offs | -0.44 | -1.09 | 54.77 | 59.14 | 4.02 | 6.10 |
| Depreciation | 2.07 | 1.15 | 1.94 | 1.43 | 1.35 | 1.33 |
| TOTAL EXPENDITURE | 5,965.98 | 6,464.13 | 5,644.37 | 4,917.04 | 4,594.93 | 5,172.55 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,958.48 | 1,927.21 | 1,684.31 | 1,802.19 | 1,776.98 | 1,745.69 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,958.48 | 1,927.21 | 1,684.31 | 1,802.19 | 1,776.98 | 1,745.69 |
| EPS (Unit Curr.) | 1.50 | 1.47 | 1.29 | 1.38 | 1.36 | 1.34 |
| EPS (Adj) (Unit Curr.) | 1.50 | 1.47 | 1.29 | 1.38 | 1.36 | 1.34 |
| Calculated EPS (Unit Curr.) | 1.50 | 1.47 | 1.29 | 1.38 | 1.36 | 1.34 |
| Calculated EPS (Adj) (Unit Curr.) | 1.50 | 1.47 | 1.29 | 1.38 | 1.36 | 1.34 |
| Calculated EPS (Ann.) (Unit Curr.) | 5.99 | 5.90 | 5.16 | 5.52 | 5.44 | 5.34 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 5.99 | 5.90 | 5.16 | 5.52 | 5.44 | 5.34 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 10.50 | 0.00 |
| Equity | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 |
| Reserve & Surplus | 47,507.84 | 45,723.44 | 43,680.25 | 43,556.90 | 43,125.34 | 41,355.45 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 100.14 | 101.30 | 98.29 | 99.37 | 99.23 | 99.57 |
| PBDTM(%) | 24.92 | 23.40 | 22.99 | 27.09 | 27.91 | 25.32 |
| PATM(%) | 24.90 | 23.38 | 22.96 | 27.07 | 27.89 | 25.30 |
| Net Interest Income | 0.00 | 1,773.21 | 0.00 | 5,309.05 | 0.00 | 1,762.83 |
| Operating Expenses | 0.00 | 9.77 | 0.00 | 34.10 | 0.00 | 8.70 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 479,282.48 | 484,616.77 | 475,451.25 | 461,973.43 | 459,802.00 |
| Return on Equity(%) | 0.00 | 13.34 | 0.00 | 12.99 | 0.00 | 13.28 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 1.48 | 0.00 | 1.51 | 0.00 | 1.53 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 103.51 | 110.91 | 161.16 | 258.61 | 578.64 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.50 | 0.00 | 1.44 | 0.00 | 1.45 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 1,618.00 | 0.00 | 0.00 | 0.00 | 2,492.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |

