| SBI Cards & Payment Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543066 |
NSE Symbol : SBICARD |
P/E(TTM) : 23.93 |
|
ISIN Demat : INE018E01016 |
Div & Yield% : 0.44 |
EPS(TTM) : 23.91 |
|
Book Value(₹) : 165.25 |
Market Cap(₹Cr) : 54,457.82 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 5,040.55 | 4,934.50 | 5,127.26 | 4,960.98 | 4,876.92 | 4,673.95 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 164.81 | 252.54 | 226.16 | 175.50 | 158.47 | 157.79 |
| Total Income | 5,205.36 | 5,187.04 | 5,353.42 | 5,136.48 | 5,035.39 | 4,831.74 |
| Interest | 744.53 | 713.62 | 785.07 | 760.07 | 812.82 | 795.26 |
| Employee Expenses | 206.77 | 157.61 | 184.35 | 157.62 | 161.42 | 154.25 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 2,382.74 | 2,370.76 | 2,378.85 | 2,291.29 | 1,926.21 | 1,920.27 |
| TOTAL OPERATING EXPENDITURE | 3,334.04 | 3,241.99 | 3,348.27 | 3,208.98 | 2,900.45 | 2,869.78 |
| Operating Profit Before Prov. & Cont. | 1,871.32 | 1,945.05 | 2,005.15 | 1,927.50 | 2,134.94 | 1,961.96 |
| Provisions & Write Offs | 947.68 | 1,096.82 | 1,222.16 | 1,292.72 | 1,351.55 | 1,245.12 |
| Depreciation | 30.51 | 32.32 | 33.88 | 35.01 | 35.03 | -1.69 |
| TOTAL EXPENDITURE | 4,312.23 | 4,371.13 | 4,604.31 | 4,536.71 | 4,287.03 | 4,113.21 |
| Tax | 246.49 | 171.19 | 192.31 | 177.98 | 210.35 | 165.10 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -17.80 | 35.42 | 0.16 | -22.98 | -17.95 | 19.25 |
| Reported Profit After Tax | 664.44 | 609.30 | 556.64 | 444.77 | 555.96 | 534.18 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 664.44 | 609.30 | 556.64 | 444.77 | 555.96 | 534.18 |
| EPS (Unit Curr.) | 6.98 | 6.40 | 5.85 | 4.67 | 5.84 | 5.62 |
| EPS (Adj) (Unit Curr.) | 6.98 | 6.40 | 5.85 | 4.67 | 5.84 | 5.62 |
| Calculated EPS (Unit Curr.) | 6.98 | 6.40 | 5.85 | 4.67 | 5.84 | 5.61 |
| Calculated EPS (Adj) (Unit Curr.) | 6.98 | 6.40 | 5.85 | 4.67 | 5.84 | 5.61 |
| Calculated EPS (Ann.) (Unit Curr.) | 27.93 | 25.61 | 23.40 | 18.70 | 23.37 | 22.46 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 27.93 | 25.61 | 23.40 | 18.70 | 23.37 | 22.46 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 951.61 | 951.60 | 951.58 | 951.55 | 951.53 | 951.36 |
| Reserve & Surplus | 0.00 | 14,773.90 | 0.00 | 0.00 | 0.00 | 12,830.36 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 33.09 | 31.65 | 30.58 | 28.12 | 32.73 | 32.35 |
| PBDTM(%) | 18.32 | 17.19 | 15.27 | 12.80 | 16.06 | 15.34 |
| PATM(%) | 13.18 | 12.35 | 10.86 | 8.97 | 11.40 | 11.43 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 16.50 | 15.50 | 14.70 | 12.10 | 15.80 | 15.50 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 58.70 | 57.20 | 56.80 | 56.80 | 50.30 | 51.40 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 10.80 | 11.10 | 11.00 | 11.20 | 11.20 | 11.20 |
| Provision Coverage Ratio(%) | 59.88 | 57.58 | 56.06 | 55.40 | 54.35 | 53.46 |
| Capital Adequacy Ratio | 25.60 | 25.50 | 24.40 | 22.50 | 23.20 | 22.85 |
| Tier I Capital | 20.30 | 20.00 | 19.10 | 17.50 | 17.90 | 17.50 |
| Tier II Capital | 5.30 | 5.50 | 5.30 | 5.00 | 5.30 | 5.35 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.04 | 2.41 | 2.86 | 2.85 | 3.07 | 3.08 |
| (%) Net Non Performing Assets | 0.83 | 1.04 | 1.28 | 1.29 | 1.42 | 1.46 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.90 | 3.60 | 3.20 | 2.60 | 3.40 | 3.40 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
