| GIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511676 |
NSE Symbol : GICHSGFIN |
P/E(TTM) : 4.51 |
|
ISIN Demat : INE289B01019 |
Div & Yield% : 3.42 |
EPS(TTM) : 29.19 |
|
Book Value(₹) : 391.01 |
Market Cap(₹Cr) : 709.47 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 265.26 | 270.68 | 268.46 | 266.32 | 263.38 | 268.33 |
| Other Operating Income | 1.48 | 2.02 | 4.17 | 5.22 | 1.98 | 3.34 |
| Other Income | 0.58 | 0.74 | 0.01 | 0.17 | 0.07 | 4.14 |
| Total Income | 267.32 | 273.44 | 272.64 | 271.71 | 265.43 | 275.81 |
| Interest | 172.98 | 168.35 | 172.94 | 172.58 | 173.12 | 173.56 |
| Employee Expenses | 21.45 | 23.34 | 21.60 | 20.45 | 17.95 | 20.31 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 18.92 | 20.52 | 23.36 | 16.51 | 14.25 | 29.98 |
| TOTAL OPERATING EXPENDITURE | 213.35 | 212.21 | 217.90 | 209.54 | 205.32 | 223.85 |
| Operating Profit Before Prov. & Cont. | 53.97 | 61.23 | 54.74 | 62.17 | 60.11 | 51.96 |
| Provisions & Write Offs | 32.49 | -4.82 | -2.84 | -1.79 | 77.97 | -7.36 |
| Depreciation | 3.79 | 2.78 | 2.83 | 2.81 | 2.54 | 3.84 |
| TOTAL EXPENDITURE | 249.63 | 210.17 | 217.89 | 210.56 | 285.83 | 220.33 |
| Tax | 8.63 | 10.10 | 9.75 | 8.75 | 9.00 | 17.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.98 | -0.41 | 1.39 | 2.45 | -36.75 | 3.39 |
| Reported Profit After Tax | 10.04 | 53.58 | 43.61 | 49.95 | 7.35 | 35.09 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -8.26 |
| Adjusted Profit After Extra-ordinary item | 10.04 | 53.58 | 43.61 | 49.95 | 7.35 | 43.35 |
| EPS (Unit Curr.) | 1.86 | 9.95 | 8.10 | 9.28 | 1.36 | 6.52 |
| EPS (Adj) (Unit Curr.) | 1.86 | 9.95 | 8.10 | 9.28 | 1.36 | 6.52 |
| Calculated EPS (Unit Curr.) | 1.86 | 9.95 | 8.10 | 9.28 | 1.36 | 6.52 |
| Calculated EPS (Adj) (Unit Curr.) | 1.86 | 9.95 | 8.10 | 9.28 | 1.36 | 6.52 |
| Calculated EPS (Ann.) (Unit Curr.) | 7.46 | 39.80 | 32.39 | 37.10 | 5.46 | 26.07 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 7.46 | 39.80 | 32.39 | 37.10 | 5.46 | 26.07 |
| Book Value (Unit Curr.) | 393.02 | 391.01 | 379.12 | 370.94 | 366.18 | 364.78 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 73.31 | 86.60 | 85.87 | 88.82 | 58.95 | 86.79 |
| PBDTM(%) | 8.10 | 24.40 | 21.45 | 24.02 | -6.78 | 22.11 |
| PATM(%) | 3.78 | 19.79 | 16.24 | 18.76 | 2.79 | 13.08 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 81.24 | 0.00 | 0.00 | 0.00 | 122.11 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 3.24 | 0.00 | 0.00 | 0.00 | 3.30 | 0.00 |
| Provision Coverage Ratio(%) | 55.73 | 60.36 | 58.63 | 57.04 | 56.01 | 36.07 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 502.00 | 445.00 | 466.00 | 491.00 | 507.00 | 318.00 |
| Net Non Performing Assets | 222.00 | 177.00 | 193.00 | 211.00 | 223.00 | 203.00 |
| (%) Gross Non Performing Assets | 4.49 | 3.96 | 4.24 | 4.52 | 4.74 | 3.03 |
| (%) Net Non Performing Assets | 2.04 | 1.61 | 1.80 | 1.99 | 2.14 | 1.96 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.09 | 0.00 | 0.00 | 0.00 | 0.07 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 384.00 | 0.00 | 0.00 | 0.00 | 403.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 384.00 | 0.00 | 0.00 | 0.00 | 450.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
