Corporate Information

Satin Creditcare Network Ltd Industry : (Finance)

BSE Code : 539404

NSE Symbol : SATIN

P/E(TTM) : 6.65

ISIN Demat : INE836B01017

Div & Yield% : 0.00

EPS(TTM) : 34.38

Book Value(₹) : 283.27

Market Cap(₹Cr) : 2,525.92

Face Value(₹) : 10.00

Particulars Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025
Operating Income 670.35 810.24 663.71 715.36 636.19 554.51
Other Operating Income 0.56 1.34 0.33 0.54 0.41 0.77
Other Income 0.55 0.56 0.56 0.50 0.56 1.87
Total Income 671.45 812.13 664.60 716.41 637.16 557.14
Interest 206.46 343.48 256.34 312.52 266.73 235.57
Employee Expenses 157.16 160.54 144.24 149.15 137.04 144.38
Selling & Administrative Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00 0.00 0.00 0.00
Other Expenses 43.30 44.38 46.66 48.94 38.76 44.39
TOTAL OPERATING EXPENDITURE 406.92 548.40 447.24 510.61 442.53 424.34
Operating Profit Before Prov. & Cont. 264.53 263.73 217.36 205.80 194.63 132.80
Provisions & Write Offs 100.15 75.36 119.08 132.94 134.64 105.20
Depreciation 6.43 7.47 7.02 5.97 5.37 6.60
TOTAL EXPENDITURE 513.50 631.23 573.34 649.52 582.54 536.14
Tax 42.39 1.64 -0.39 -3.19 21.18 -12.85
Fringe Benefit Tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -4.72 42.31 21.00 18.20 -9.15 -7.20
Reported Profit After Tax 120.29 136.95 70.65 51.88 42.60 41.05
Extra-ordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 120.29 136.95 70.65 51.88 42.60 41.05
EPS (Unit Curr.) 10.94 12.45 6.42 4.72 3.87 3.73
EPS (Adj) (Unit Curr.) 10.94 12.45 6.42 4.72 3.87 3.73
Calculated EPS (Unit Curr.) 10.92 12.44 6.42 4.71 3.87 3.73
Calculated EPS (Adj) (Unit Curr.) 10.92 12.44 6.42 4.71 3.87 3.73
Calculated EPS (Ann.) (Unit Curr.) 43.70 49.78 25.68 18.86 15.49 14.92
Calculated EPS (Adj) (Ann.) (Unit Curr.) 43.70 49.78 25.68 18.86 15.49 14.92
Book Value (Unit Curr.) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00 0.00 0.00 0.00
Equity 110.11 110.04 110.04 110.04 110.04 110.04
Reserve & Surplus 0.00 0.00 0.00 0.00 0.00 0.00
Face Value 10.00 10.00 10.00 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
PBIDTM(%) 55.32 65.64 53.43 53.87 51.36 47.46
PBDTM(%) 24.52 23.25 14.81 10.19 9.43 4.98
PATM(%) 17.94 16.90 10.64 7.25 6.70 7.40
Net Interest Income 465.00 469.00 408.00 404.00 370.00 322.00
Operating Expenses 207.00 212.00 198.00 204.00 181.00 195.00
Loan Losses & Provision 0.00 0.00 0.00 0.00 0.00 0.00
Assets Under Management 13,312.00 12,853.00 11,482.00 11,044.00 10,956.00 11,316.00
Return on Equity(%) 15.10 17.91 9.57 7.17 5.97 5.79
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00 0.00 0.00 0.00
Cost to Income Ratio 44.49 45.32 48.47 50.52 48.91 60.76
Loan Loss Provision Ratio 3.06 2.48 4.23 4.83 4.84 3.81
Loans Spreads(%) 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Margin(%) 14.36 15.85 14.50 14.69 13.16 11.64
Provision Coverage Ratio(%) 84.66 72.85 67.18 66.21 63.00 62.35
Capital Adequacy Ratio 26.74 25.39 24.64 26.32 26.04 25.85
Tier I Capital 0.00 0.00 0.00 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00 0.00 0.00 0.00
Gross Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
(%) Gross Non Performing Assets 2.18 3.12 3.34 3.52 3.70 3.70
(%) Net Non Performing Assets 0.33 0.85 1.10 1.19 1.40 1.39
Return on Assets(Annualised) 0.00 0.00 0.00 0.00 0.00 0.00
Return on Assets 3.55 4.31 2.33 1.75 1.50 1.51
Loans Disbursed(Amt Rs cr) 3,008.00 3,820.00 2,896.00 2,421.00 2,065.00 2,881.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00